Surviving in the world...

Surviving in the world of credit cards

Now we, customers, play a game ‘who have a better credit score’. It looks like that having a credit score is a point of pride rather than...

Some necessary researc...

Some necessary researches before getting rewards credit card

You decide to choose a credit card? OK, at first make a research to find the best variant for you. Before you request one of cards, you should be...

Advantages of reward c...

Advantages of reward credit cards

Of course, you think about worth and convenience of using a retail credit card so that when you buy something at this shop and you see something you...

A good credit history ...

A good credit history it’s very easy

Credit cards are convenient and can certainly help you to settle a good credit history, when you are young. And the good credit history is very...

Capital One Platinum Prestige Credit Card Review

Posted by: Lola Thornton  Posted date: December 14, 2011 in Credit Cards Articles
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If you’re looking for a rewards credit card, you can stop reading now. The Capital One Platinum Prestige Card has several attractive benefits for cardholders, but a lucrative rewards program is certainly not one of them.

What this card offer does provide is low ongoing interest rates coupled with 0% introductory APRs on both purchases and balance transfers for 14 months. That makes it one of the best low interest credit cards on the market for people with good to excellent credit. 

  1. No annual fee
  2. 0% interest rate on purchases and balance transfers for 14 months
  3. Low ongoing interest rates of 10.9%, 14.9%, or 18.9% depending upon your credit level
  4. No foreign transaction fees
  5. MasterCard Platinum benefits include 24-hour travel and roadside assistance, extended warranties, travel insurance, and auto rental insurance

The absence of a rewards program makes this a less appealing card offer for consumers who never carry balances and only want a credit card to earn miles, cash back, or other rewards. If

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Tags: Card Credit Card Platinum Prestige

A Random Walk through the Christmas Season

Posted by: Lola Thornton  Posted date: December 04, 2011 in Credit Cards Articles
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I’ve always been a Norman Rockwell Christmas traditionalist. I guess that explains my deep compassion for Clark Griswold, the befuddled patriarch in the movie, Christmas Vacation, when he defiantly clings to Christmas Past as the Christmas Present threatens his precious traditions.

As a kid, I knew it was a special time when the fresh smell of evergreen filled the room and the air was thick with anticipation. The merriment was true and pure, and the Christmas spirit came from within.   It’s getting more difficult to recapture that childhood joy, but unlike Griswold, I’m not going to kill myself trying to recreate it. Rather, I’ve learned to find new joy in some of the absurdities that spring from the Christmas Present. Follow me

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Tags: Christmas Christmas Season

To Pin or Not to Pin

Posted by: Lola Thornton  Posted date: November 27, 2011 in Credit Cards Articles
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If life takes Visa, and Mastercard covers everything except those priceless moments money can’t buy, then all I need to enjoy my trip overseas is my credit card, right?

Not necessarily, as some Americans have found during trips abroad over the past few years by getting stuck in train stations or embarrassed in restaurants and shops when their credit cards are declined. This can happen even when travelers take the recommended precautions, like making sure their accounts are in good standing and contacting their card issuer before the trip to make sure fraud detection safeguards aren’t activated by the first overseas purchase.

The main reason for these unfortunate mixups has to do with differences in the card manufacturing technology used in the United States versus parts of Europe. You might remember a lot of buzz about “smart card technology” some years back. Smart c

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US Debt Crisis: What the Media Doesn’t Want Us to Know Will Hurt Us

Posted by: Lola Thornton  Posted date: November 25, 2011 in Credit Cards Articles
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It’s almost uncanny how this all works. The violence and debauchery of the misguided and self-indulgent Occupy movement has peaked just in time to draw all of the media attention away from the biggest problem both the 99% and the 1% face in the immediate future. Headlines of OWS miscreants terrorizing school children and throwing acid at police officers managed to push the headlines of the shameful and dangerous debt milestone – U.S. DEBT PASSES $15 TRILLION – to the inside pages. Just a

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Tags: Media Media Doesn’t

Unbiased detailed credit report available free of cost

Posted by: admin  Posted date: November 23, 2011 in Credit Cards Articles
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A merged credit report has a big role to play in denial and approval of one’s loan application. Prior to approving one’s loan applications, lenders of the loan verify and analyze one’s detailed credit report to adjudicate one’s credit worthiness. If they find one’s credit and scores satisfactory then only one’s application is sanctioned or else it is rejected. Therefore, it is significant to get “my credit report” if one is interested to seek for loans. However, the good news is that the same is obtainable free of cost and anybody can apply for the same.

Mainly three agencies issue the “my free credit report” in respect of one and they are Experian, TansUnion and Equifax. The information off Read more…

Tags: Credit Report

Discover More Card Offers $150 Holiday Bonus

Posted by: Lola Thornton  Posted date: November 19, 2011 in Credit Cards Articles
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I reviewed the Citi Diamond Preferred Card last week because they’re running a special holiday promotion that offers $200 cash back after you spend $500 online during the first 3 months.  While this a great sign-up bonus, I personally wouldn’t use the card for anything more than scoring a free $200 on Cyber Monday.

Beyond the $200 cash back, it doesn’t offer any rewards program and is really more of a balance transfer credit card due to its long 0% interest period.  Since I never carry credit card balances and am a self-professed rewards junkie, that makes the card pretty much worthless to me in the long run.  Many of you may feel the same.

If you’re still interested in scoring a sweet holiday bonus but want a credit card you wouldn’t mind using on a more regular basis too, Discover recently let us know that the Discover More Card is now offering new cardholders $150 in cash back bonus after spending $1,000 during the first 3 months.  We’ve been

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Tags: Holiday Holiday Bonus