Credit Cards Articles

Travellers could be worse off by €138 (£119) through hidden travel money stealth charges, according to new research.

Those seeking travel money should be wary about the plethora of “free commission” deals, according to new research from FarFX.com, the leading foreing currency provider.

The “free” deals may not turn out to be as good as they seem.

FairFX found that travellers could be paying as much as €138 in hidden charges, even though they believe that their currency purchases are “commission free”. Some of the stealth charges include:

Non usage fees Cross-border fees Poor exchange rates at many airports Misleading guarantees FairFX is calling upon the travel money industry to clean up its’ act. As Stephen Heath, Read more…

A credit card for bad credit is not just a card that doesn’t require good credit history or high income. It can also be considered a lifeline that helps people stay afloat until they are more financially stable and more able to rebuild their credit scores.

Getting a card can be the first solid step towards reestablishing good credit rating. When a person applies for a credit card for bad credit, he or she does this with no risk of lowering ratings. The application is guaranteed approved so there is no chance that the rating will decrease even further because of a rejected application.

Aside from these, such cards recognize the financial state of their clients. T Read more…

With the present unprecedented failing economy, there has rarely been a more important period to get a copy of your free borrowing file. Most us haven’t a clue about the criteria lenders use to score their chances of obtaining money – and it predictably isn’t as simple as you might imagine.

Criteria such as missed payments on loans and plastic certainly influence lenders aprrovals, but are you aware that you may be declined a mortgage as you haven’t ever had credit? It so Read more…

Have you recently paid off a credit card? Do you feel like you have too many? Are you considering closing one or more cards? You may want to think twice before closing your credit card accounts. While cutting back can help you stay out of debt, it could also damage your credit history if you’re not careful. Here are some of the pros and cons that you should consider before closing any credit card: Pros of Closing a Credit Card The most obvious reason for closing a credit card is to eliminate the available credit limit. When you do that, you take away your ability to over-spend on that card and get into credit card debt with it. T Read more…