Surviving in the world...

Surviving in the world of credit cards

Now we, customers, play a game ‘who have a better credit score’. It looks like that having a credit score is a point of pride rather than...

Some necessary researc...

Some necessary researches before getting rewards credit card

You decide to choose a credit card? OK, at first make a research to find the best variant for you. Before you request one of cards, you should be...

Advantages of reward c...

Advantages of reward credit cards

Of course, you think about worth and convenience of using a retail credit card so that when you buy something at this shop and you see something you...

A good credit history ...

A good credit history it’s very easy

Credit cards are convenient and can certainly help you to settle a good credit history, when you are young. And the good credit history is very...

How to Destroy Your Credit Score in 3 Easy Steps

Posted by: Lola Thornton  Posted date: November 12, 2010 in Credit Cards Articles
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Credit cards can be a major pain in the neck. With annoyances like payment dates, interest charges, and annual fees, it’s easy to become fed up.

So after years of headaches, you’ve decided to do away with credit cards once and for all by destroying your credit.  While we here at Creditnet would strongly advise against this decision, this is America, so who are we to stop you from doing what you want?  In all honesty, you’ll be happy to know that despite spending all those years garnering an excellent credit score, demolishing it can be easy as pie.

Put simply, your credit score is basically a figure that quantifies your trustworthiness for lenders offering financial products like credit cards, mortgage, or auto loans.  So what are the easiest ways to have these institutions view you as an unreliable, delinquent, and irresponsible person?

Follow these three easy steps, and you’ll never be able to finance a car, house, or any other major purchase ever again!

3 Fail-Safe Ways to Destroy Your Credit

1.  Ignore Payment Dates

This one is easy.  You know that guy that shows up late to every meeting and misses every deadline? This is your

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Tags: Easy Easy Steps

Southwest Airlines Credit Card

Posted by: John Freycinet  Posted date: November 11, 2010 in Credit Cards Articles
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The Southwest Airlines Credit Card is a good choice for those who like to travel and especially those who like to fly Southwest Airlines.

Travel credit cardsoffering airline frequent flyer miles are amongst the original rewards credit cards. They offer lucrative rewards that allow a luxury that many people crave: travel. The Southwest Airlines Credit Card is supposed to be able to give you the opportunity to earn enough credits for a free flight faster than any other airline credit card. Compare this with other credit card options now!

While this does sound like a credit card that is appealing to many people, take the time to learn more about it and compare it to similar credit cards before you take it out.

Southwest Airlines Rapid Rewards Credit Card Features

The Southwest Airlines Rapid Rewards Visa Credit Card is issued by Chase. This is a good credit credit card for those who use their credit card heavily but pay it off every month.

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Tags: Airlines Credit Airlines Credit Card Card Credit Card

Alaska Airlines Visa Business Card Review

Posted by: Matilda Sprent  Posted date: November 09, 2010 in Credit Cards Articles
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Verdict: Though it’s not at the top of its class, the Alaska Airlines Visa Business Card is still a good choice for the business owner who travels often. And the good news is that these owners don’t have to settle for traveling to Alaska. Business owners can redeem their mileage points for travel on both Alaska Airlines and Horizon Airlines. All told, owners can redeem their miles for flights to 700 destinations.

Overview: Like most airline cards, the Alaska Airlines Visa Business Card allows cardholders to rack up miles at two different rates: Cardholders will earn them faster when they use their cards to charge purchases made with Alaska Airlines. They’ll earn them at a slower pace for all other charges.

How This Card Works: This business card allows cardholders to earn points that they can redeem, after racking up 7,500 of them, into free flights. Cardh Read more…

Tags: Business Card Card Visa Business Visa Business Card

Consumers who compare credit cards may avoid new fees

Posted by: Matilda Sprent  Posted date: November 08, 2010 in Credit Cards Articles
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Less than a year after the passage of the Credit Card Accountability, Responsibility and Disclosure Act, lenders are looking for new ways to increase consumer fees, and individuals who compare credit card offers could reap rewards.

Some lenders are raising minimum payments on accounts, reviving annual fees and adding charges to cards with low credit limits. Others are charging for balance transfers and cash advances.

Lenders have increased consumer charges, as the CARD Act is expected to cost credit card issuers $11 billion in 2011, according to The Wall Street Journal. Issuers such as JP Morgan Chase and Bank of America are upping minimum payments in order to maximize late fees.

“Rising minimum payments can cause borrowers to default and help generate greater fee income for issuers,” Victor Stango, an associate economist with the Federal Reserve Board, told the Journal.

JP Morgan Chase has gone as far as to eliminate debit cards for new customers starting in January. Read more…

Tags: Compare Credit Fees

How to Protect Your Credit from Identity Theft

Posted by: Lola Thornton  Posted date: November 08, 2010 in Credit Cards Articles
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Black Friday is just around the corner!  And whether that conjures up feelings of intense excitement or the urge to lose your lunch, the fact is you’ll probably spend more time over the next few months than any other season wandering through crowded malls and surfing the web for the perfect gift.

To an identity thief, this means one thing—extra opportunities to nab your credit card information and put a real damper on your holiday cheer! So be a smart shopper this year and take some additional precautions to protect yourself from identity theft and ensure your bank accounts, credit reports and credit scores stay safe and sound.

Try these 4 quick tips to get started:

1.) Choose credit over debit. Unli

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Emily’s list: Midterm election edition

Posted by: John Freycinet  Posted date: November 07, 2010 in Credit Cards Articles
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Many Americans don’t pay much attention to midterm elections. This year was a little different. Though it’s been less than two years since he took office, many Americans have voiced frustration that President Obama hasn’t done enough to fix the economy. His approval ratings have slipped. On the other hand, conservatives think too much has changed — that there has been overspending, and that the government has become far too big with things such as the health care reform bill and Wall Street reform bill.

For the past few months, partisan politics has been in full force, especially with the advent of the Libertarian-leaning Tea Party movement. Citizens were angry and ready to vote. On Nov. 2, the Republicans overwhelmingly took back the House of Representatives. The Democrats held onto the majority in the Senate, but just barely.

Republicans have declared that they plan to repeal the health care act and replace it with more-minor reforms.

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Tags: Election Midterm Election

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