Credit Cards Articles

In a world where a growing number of people are looking for more convenience, products that focus on personal finance seem to get more interest then most. So when a company known as TSYS (Total Systems Services, Inc.) decided to announce a solution that gives cardholders the ability to pay from multiple bank accounts all from one card, many in the financial industry are paying attention.

TSYS has introduced a “hybrid” card that allows consumers to choose how they want to pay for products and services with their plastic. While it sounds similar to a debit card from your financial institution or one that is decoupled, this card is much different.

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Many people are finding it better to close their credit cards these days. Considering that credit cards aren’t as attractive as they once were, I don’t blame anyone for wanting to get rid of a useless credit card. But, make sure you do it the right way.

Wrong: Call customer service and say “Take this credit card and [bleep]!” Hang up. Cut up the card. Ignore future mail and phone calls from the credit card company.

Right: Pay off your balance completely. Make sure closing the card won’t hurt your credit. Call to request your credit card to be closed.

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Feeling gluttonous? Here are 10 meals that will pack on the pounds and thin out your wallet.

Mélisse‘s Mac and Cheese

Cost: $95

If Kraft can’t kick your mac and cheese craving, Mélisse in Los Angeles offers a pricier blue box alternative. Crafted by chef Josiah Citrin, the dish replaces macaroni with fresh tagliatelle, covered in white truffles and Parmesan cheese.
 
Barclay Prime‘s Philly Cheesesteak

Cost: $100

Forget the Liberty Bell. Philadelphians take real pride in their cheesesteaks, which helps explain the high price tag on this swanky sandwich. Ba

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One of our forum readers, Nathan_K, has a charge-off from his gas company. He wants to pay in exchange for having the charge-off deleted from his credit report. Do you have any suggestions for how he could convince the gas company to remove the charge-off in exchange for payment? Help him out in the forums.

More in the Credit/Debt Management Forums:

• Can an old debt collection resurface on my credit report?
• Will my credit card co-signer be hurt by my bankruptcy?
• Post your credit and debt questions in the forum.