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	<title>Credit Cards Articles</title>
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	<link>http://101-credit-cards.com</link>
	<description>Compare and Apply Online for Right Credit Card</description>
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		<title>Customer Satisfaction Excellence Award for American Express Canada</title>
		<link>http://101-credit-cards.com/credit-card-news/customer-satisfaction-excellence-award-for-american-express-canada</link>
		<comments>http://101-credit-cards.com/credit-card-news/customer-satisfaction-excellence-award-for-american-express-canada#comments</comments>
		<pubDate>Mon, 14 May 2012 12:30:32 +0000</pubDate>
		<dc:creator>John Freycinet</dc:creator>
				<category><![CDATA[Credit Card News]]></category>
		<category><![CDATA[American Express]]></category>
		<category><![CDATA[American Express Canada]]></category>
		<category><![CDATA[Canada]]></category>
		<category><![CDATA[Express Canada]]></category>

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		<description><![CDATA[American Express Canada was honored with the 2011 Service Quality Award of Excellence for its customer service call centres, according to a recent press release on the American Express Canada website. The award recognizes the highest level of customer satisfaction among credit card companies not only in Canada, but in all of North America. The [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Are Credit Card Delinquencies Going Up, or Down?</title>
		<link>http://101-credit-cards.com/credit-cards-advisor/are-credit-card-delinquencies-going-up-or-down</link>
		<comments>http://101-credit-cards.com/credit-cards-advisor/are-credit-card-delinquencies-going-up-or-down#comments</comments>
		<pubDate>Mon, 14 May 2012 01:50:07 +0000</pubDate>
		<dc:creator>Matilda Sprent</dc:creator>
				<category><![CDATA[Credit Cards Advisor]]></category>
		<category><![CDATA[Card]]></category>
		<category><![CDATA[Card Delinquencies]]></category>
		<category><![CDATA[Credit Card]]></category>
		<category><![CDATA[Credit Card Delinquencies]]></category>

		<guid isPermaLink="false">http://101-credit-cards.com/credit-cards-advisor/are-credit-card-delinquencies-going-up-or-down</guid>
		<description><![CDATA[Credit Card Delinquencies Decreased and More Cards Opened TransUnion, one of the three major credit bureaus, conducts a quarterly analysis of credit-active U.S. consumers and evaluates how they manage mortgages, credit cards and auto loans.  This study covered the fourth quarter of 2011 and centered on credit cards.  Credit card delinquencies decreased by almost 5 [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>JP Morgan Loss Gives Life to Dodd-Frank – Look Out Taxpayers and Consumers</title>
		<link>http://101-credit-cards.com/credit-cards-articles/jp-morgan-loss-gives-life-to-dodd-frank-look-out-taxpayers-and-consumers</link>
		<comments>http://101-credit-cards.com/credit-cards-articles/jp-morgan-loss-gives-life-to-dodd-frank-look-out-taxpayers-and-consumers#comments</comments>
		<pubDate>Sun, 13 May 2012 21:19:18 +0000</pubDate>
		<dc:creator>Lola Thornton</dc:creator>
				<category><![CDATA[Credit Cards Articles]]></category>
		<category><![CDATA[Jp Morgan]]></category>
		<category><![CDATA[Loss]]></category>

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		<description><![CDATA[ Last week we were treated with the news of another multi-billion dollar loss suffered at the hands of one of the largest and most respected banking institutions in the world, JP Morgan Chase. While the loss of $2 billion may turn out to be nothing more than a blip on JP Morgan’s financial statement, it [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Average Credit Card Rates in December 2011</title>
		<link>http://101-credit-cards.com/credit-cards-advisor/average-credit-card-rates-in-december-2011</link>
		<comments>http://101-credit-cards.com/credit-cards-advisor/average-credit-card-rates-in-december-2011#comments</comments>
		<pubDate>Tue, 08 May 2012 02:19:03 +0000</pubDate>
		<dc:creator>Matilda Sprent</dc:creator>
				<category><![CDATA[Credit Cards Advisor]]></category>
		<category><![CDATA[2011]]></category>
		<category><![CDATA[Average Credit]]></category>
		<category><![CDATA[Average Credit Card]]></category>
		<category><![CDATA[Credit Card]]></category>

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		<description><![CDATA[Average credit card interest rates for consumers and businesses changed during the first half of December, 2011 despite a stable US bank prime rate of 3.25%.  Not all credit card interest rates are directly linked to the prime rate and there are a variety of reasons why the average credit card interest rates might change [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Can I get a credit card rate reduction?</title>
		<link>http://101-credit-cards.com/credit-card-news/can-i-get-a-credit-card-rate-reduction</link>
		<comments>http://101-credit-cards.com/credit-card-news/can-i-get-a-credit-card-rate-reduction#comments</comments>
		<pubDate>Sat, 05 May 2012 21:32:07 +0000</pubDate>
		<dc:creator>John Freycinet</dc:creator>
				<category><![CDATA[Credit Card News]]></category>
		<category><![CDATA[Card Rate]]></category>
		<category><![CDATA[Card Rate Reduction]]></category>
		<category><![CDATA[Rate Reduction]]></category>
		<category><![CDATA[Reduction]]></category>

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		<description><![CDATA[Credit card rate reductions are possible, but they are not likely to come without a bit of work on your part. Although a solid credit history and top credit rating can greatly increase your chances of nabbing a rate reduction, there is no guarantee you’ll end up with a lower rate on your existing credit [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Chase Slate: No Balance Transfer Fee and 15 Months 0% Interest</title>
		<link>http://101-credit-cards.com/credit-cards-articles/chase-slate-no-balance-transfer-fee-and-15-months-0-interest</link>
		<comments>http://101-credit-cards.com/credit-cards-articles/chase-slate-no-balance-transfer-fee-and-15-months-0-interest#comments</comments>
		<pubDate>Sat, 05 May 2012 15:50:32 +0000</pubDate>
		<dc:creator>Lola Thornton</dc:creator>
				<category><![CDATA[Credit Cards Articles]]></category>
		<category><![CDATA[Balance Transfer]]></category>
		<category><![CDATA[Balance Transfer Fee]]></category>
		<category><![CDATA[Interest]]></category>
		<category><![CDATA[Transfer Fee]]></category>

		<guid isPermaLink="false">http://101-credit-cards.com/credit-cards-articles/chase-slate-no-balance-transfer-fee-and-15-months-0-interest</guid>
		<description><![CDATA[0% interest credit card promotions with no balance transfer fees haven’t come along too often during the past few years.  In fact, I think the last one we saw hit the market was for the Discover More card over a year ago. And while we don’t know how much longer this latest deal from Chase [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>CFPB Proposes Supervision of Larger Debt Collectors and Credit Bureaus</title>
		<link>http://101-credit-cards.com/credit-cards-advisor/cfpb-proposes-supervision-of-larger-debt-collectors-and-credit-bureaus</link>
		<comments>http://101-credit-cards.com/credit-cards-advisor/cfpb-proposes-supervision-of-larger-debt-collectors-and-credit-bureaus#comments</comments>
		<pubDate>Mon, 16 Apr 2012 09:16:32 +0000</pubDate>
		<dc:creator>Matilda Sprent</dc:creator>
				<category><![CDATA[Credit Cards Advisor]]></category>
		<category><![CDATA[Bureaus]]></category>
		<category><![CDATA[Credit Bureaus]]></category>
		<category><![CDATA[Debt Collectors]]></category>

		<guid isPermaLink="false">http://101-credit-cards.com/credit-cards-advisor/cfpb-proposes-supervision-of-larger-debt-collectors-and-credit-bureaus</guid>
		<description><![CDATA[The Consumer Financial Protection Bureau has proposed a rule that would allow the agency to supervise large debt collectors and consumer reporting agencies, aka credit bureaus. The CFPB is a new consumer watchdog agency that was created by the Dodd-Frank Wall Street Reform and Consumer Protection Act. As part of its nonbank supervision program, the [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Student Credit Cards: Do You Really Need a Co-Signer?</title>
		<link>http://101-credit-cards.com/credit-cards-articles/student-credit-cards-do-you-really-need-a-co-signer</link>
		<comments>http://101-credit-cards.com/credit-cards-articles/student-credit-cards-do-you-really-need-a-co-signer#comments</comments>
		<pubDate>Fri, 13 Apr 2012 17:18:29 +0000</pubDate>
		<dc:creator>Lola Thornton</dc:creator>
				<category><![CDATA[Credit Cards Articles]]></category>
		<category><![CDATA[Cards]]></category>
		<category><![CDATA[Credit cards]]></category>

		<guid isPermaLink="false">http://101-credit-cards.com/credit-cards-articles/student-credit-cards-do-you-really-need-a-co-signer</guid>
		<description><![CDATA[The Credit Card Act of 2009 bans credit cards for young adults under the age of 21 unless they can show proof of sufficient income or secure a co-signer. Most students are aware of this change now that it’s been a few years since the act was signed into law, but what’s confusing is there [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Stable Value Funds for Portfolio Stablization</title>
		<link>http://101-credit-cards.com/credit-cards-articles/stable-value-funds-for-portfolio-stablization</link>
		<comments>http://101-credit-cards.com/credit-cards-articles/stable-value-funds-for-portfolio-stablization#comments</comments>
		<pubDate>Sun, 08 Apr 2012 04:35:13 +0000</pubDate>
		<dc:creator>Lola Thornton</dc:creator>
				<category><![CDATA[Credit Cards Articles]]></category>

		<guid isPermaLink="false">http://101-credit-cards.com/credit-cards-articles/stable-value-funds-for-portfolio-stablization</guid>
		<description><![CDATA[If you were to ask any one of the millions of retirement savers who endured the vicious roller coaster ride of the stock market from 2008 through 2011, whether they would have preferred that their money was invested in stable value funds, the answer would probably be a resounding “YES!” That’s easy to say in [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Review of CreditSesame.com</title>
		<link>http://101-credit-cards.com/credit-card-news/review-of-creditsesame-com</link>
		<comments>http://101-credit-cards.com/credit-card-news/review-of-creditsesame-com#comments</comments>
		<pubDate>Fri, 06 Apr 2012 14:46:20 +0000</pubDate>
		<dc:creator>John Freycinet</dc:creator>
				<category><![CDATA[Credit Card News]]></category>

		<guid isPermaLink="false">http://101-credit-cards.com/credit-card-news/review-of-creditsesame-com</guid>
		<description><![CDATA[Do you have a hard time managing your money and keeping track of your financial goals? If so, you are definitely not alone, as most people have trouble tracking the financial aspects of their lives. If you fall into this category of consumers, CreditSesame.com might be a tool for you to consider. Its designed to [...]]]></description>
		<wfw:commentRss>http://101-credit-cards.com/credit-card-news/review-of-creditsesame-com/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>FICO’s Banker Survey Predicts Delinquencies to Increase</title>
		<link>http://101-credit-cards.com/credit-cards-advisor/ficos-banker-survey-predicts-delinquencies-to-increase</link>
		<comments>http://101-credit-cards.com/credit-cards-advisor/ficos-banker-survey-predicts-delinquencies-to-increase#comments</comments>
		<pubDate>Fri, 06 Apr 2012 13:48:19 +0000</pubDate>
		<dc:creator>Matilda Sprent</dc:creator>
				<category><![CDATA[Credit Cards Advisor]]></category>
		<category><![CDATA[Delinquencies Increase]]></category>
		<category><![CDATA[Increase]]></category>

		<guid isPermaLink="false">http://101-credit-cards.com/credit-cards-advisor/ficos-banker-survey-predicts-delinquencies-to-increase</guid>
		<description><![CDATA[The bankers expected delinquencies on student loans, mortgage and credit cards to increase and the global economy will put more pressure on the U.S. economy. Student loan delinquencies were the top concern and 67 percent expected them to continue to rise; which was a 40 percent increase from last quarter.   Student loan debt has surpassed [...]]]></description>
		<wfw:commentRss>http://101-credit-cards.com/credit-cards-advisor/ficos-banker-survey-predicts-delinquencies-to-increase/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How Much Does It Cost to Pay Taxes with a Credit Card?</title>
		<link>http://101-credit-cards.com/credit-card-news/how-much-does-it-cost-to-pay-taxes-with-a-credit-card</link>
		<comments>http://101-credit-cards.com/credit-card-news/how-much-does-it-cost-to-pay-taxes-with-a-credit-card#comments</comments>
		<pubDate>Tue, 03 Apr 2012 21:03:18 +0000</pubDate>
		<dc:creator>John Freycinet</dc:creator>
				<category><![CDATA[Credit Card News]]></category>
		<category><![CDATA[Taxes]]></category>
		<category><![CDATA[Taxes Credit]]></category>

		<guid isPermaLink="false">http://101-credit-cards.com/credit-card-news/how-much-does-it-cost-to-pay-taxes-with-a-credit-card</guid>
		<description><![CDATA[Paying taxes is one of the two inevitable events in life and as much as we dislike it, it is certainly preferable to the other. Nevertheless, there can be a silver lining to a taxpayer’s burden when they use their credit card to make their payment. Doing so can earn rewards and finance a large [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>IRS Offers New Penalty Relief for Unemployed &amp; Self-Employed</title>
		<link>http://101-credit-cards.com/credit-cards-articles/irs-offers-new-penalty-relief-for-unemployed-self-employed</link>
		<comments>http://101-credit-cards.com/credit-cards-articles/irs-offers-new-penalty-relief-for-unemployed-self-employed#comments</comments>
		<pubDate>Fri, 30 Mar 2012 15:46:50 +0000</pubDate>
		<dc:creator>Lola Thornton</dc:creator>
				<category><![CDATA[Credit Cards Articles]]></category>
		<category><![CDATA[Unemployed]]></category>
		<category><![CDATA[Unemployed Selfemployed]]></category>

		<guid isPermaLink="false">http://101-credit-cards.com/credit-cards-articles/irs-offers-new-penalty-relief-for-unemployed-self-employed</guid>
		<description><![CDATA[Uncle Sam is usually a pretty unforgiving guy, but if you were unemployed in 2011 he might be willing to cut you some slack on your taxes this year. While Uncle Sam will of course want the full amount of taxes you owe at some point in time, you may be eligible to receive extra [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Debt Consolidation Information : Don’t Get Burnt by Bad Companies</title>
		<link>http://101-credit-cards.com/credit-cards-articles/debt-consolidation-information-dont-get-burnt-by-bad-companies</link>
		<comments>http://101-credit-cards.com/credit-cards-articles/debt-consolidation-information-dont-get-burnt-by-bad-companies#comments</comments>
		<pubDate>Tue, 27 Mar 2012 12:28:35 +0000</pubDate>
		<dc:creator>Lola Thornton</dc:creator>
				<category><![CDATA[Credit Cards Articles]]></category>
		<category><![CDATA[Companies]]></category>
		<category><![CDATA[Consolidation Information]]></category>
		<category><![CDATA[Debt Consolidation]]></category>
		<category><![CDATA[Debt Consolidation Information]]></category>

		<guid isPermaLink="false">http://101-credit-cards.com/credit-cards-articles/debt-consolidation-information-dont-get-burnt-by-bad-companies</guid>
		<description><![CDATA[ It’s an unfortunate sign of the times that we are seeing a proliferation of ads promoting debt consolidation and debt settlement companies giving bad debt consolidation information. While there is no doubt that more people are in financial distress and could use some help, many of these ads are targeting the most vulnerable, those at the [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Credit Card Profile Update: HSBC Credit Card</title>
		<link>http://101-credit-cards.com/credit-cards-advisor/credit-card-profile-update-hsbc-credit-card</link>
		<comments>http://101-credit-cards.com/credit-cards-advisor/credit-card-profile-update-hsbc-credit-card#comments</comments>
		<pubDate>Fri, 23 Mar 2012 20:32:41 +0000</pubDate>
		<dc:creator>Matilda Sprent</dc:creator>
				<category><![CDATA[Credit Cards Advisor]]></category>
		<category><![CDATA[Card]]></category>
		<category><![CDATA[Credit Card]]></category>

		<guid isPermaLink="false">http://101-credit-cards.com/credit-cards-advisor/credit-card-profile-update-hsbc-credit-card</guid>
		<description><![CDATA[Are you the type of consumer who pays off credit card balances in full each month to get interest free days? If so, a no annual fee credit card like the HSBC Standard card could be perfect for you, because your credit card account is practically free. Learn more about the HSBC credit card below [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>When Debt Collectors Call Anyway</title>
		<link>http://101-credit-cards.com/credit-cards-advisor/when-debt-collectors-call-anyway</link>
		<comments>http://101-credit-cards.com/credit-cards-advisor/when-debt-collectors-call-anyway#comments</comments>
		<pubDate>Thu, 22 Mar 2012 01:44:27 +0000</pubDate>
		<dc:creator>Matilda Sprent</dc:creator>
				<category><![CDATA[Credit Cards Advisor]]></category>
		<category><![CDATA[Call]]></category>
		<category><![CDATA[Call Anyway]]></category>

		<guid isPermaLink="false">http://101-credit-cards.com/credit-cards-advisor/when-debt-collectors-call-anyway</guid>
		<description><![CDATA[The way to stop debt collection calls (other than paying the debt) is by sending a cease communication letter. But what do you do when the debt collector continues to contact you even after you&#8217;ve told them to stop? Start by making sure they received your letter telling them to stop calling. A complaint to [...]]]></description>
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