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	<title>Credit Cards Articles</title>
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	<link>http://101-credit-cards.com</link>
	<description>Compare and Apply Online for Right Credit Card</description>
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		<title>Review: The American Airlines AAdvantage Credit Card from Citi</title>
		<link>http://101-credit-cards.com/credit-card-news/review-the-american-airlines-aadvantage-credit-card-from-citi</link>
		<comments>http://101-credit-cards.com/credit-card-news/review-the-american-airlines-aadvantage-credit-card-from-citi#comments</comments>
		<pubDate>Fri, 27 Jan 2012 10:47:44 +0000</pubDate>
		<dc:creator>John Freycinet</dc:creator>
				<category><![CDATA[Credit Card News]]></category>
		<category><![CDATA[Card]]></category>
		<category><![CDATA[Credit Card]]></category>

		<guid isPermaLink="false">http://101-credit-cards.com/credit-card-news/review-the-american-airlines-aadvantage-credit-card-from-citi</guid>
		<description><![CDATA[When most people consider a travel rewards credit card they immediately think of one that earns frequent flier miles. Their next thought is often about the difficulty they will have booking award flights at the lowest mileage levels. Sadly, most airlines have made it almost impossible to find multiple award seats to popular destinations anywhere [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Foreclosure Fraud: Beware of Circling Foreclosure Vultures</title>
		<link>http://101-credit-cards.com/credit-cards-articles/foreclosure-fraud-beware-of-circling-foreclosure-vultures</link>
		<comments>http://101-credit-cards.com/credit-cards-articles/foreclosure-fraud-beware-of-circling-foreclosure-vultures#comments</comments>
		<pubDate>Thu, 26 Jan 2012 12:36:09 +0000</pubDate>
		<dc:creator>Lola Thornton</dc:creator>
				<category><![CDATA[Credit Cards Articles]]></category>
		<category><![CDATA[Beware]]></category>
		<category><![CDATA[Foreclosure Fraud]]></category>

		<guid isPermaLink="false">http://101-credit-cards.com/credit-cards-articles/foreclosure-fraud-beware-of-circling-foreclosure-vultures</guid>
		<description><![CDATA[Consumers beware, foreclosure fraud is rampant in todays post financial meltdown era. Unquestionably, the worst of the carnage left after the financial meltdown has been the millions of foreclosures that continue to plague the housing market. Although the number of foreclosures has dipped back under 1 million in 2011, it is expected to increase again in [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Credit Card Charge-Offs: Can They Be Removed from Credit Reports?</title>
		<link>http://101-credit-cards.com/credit-cards-articles/credit-card-charge-offs-can-they-be-removed-from-credit-reports</link>
		<comments>http://101-credit-cards.com/credit-cards-articles/credit-card-charge-offs-can-they-be-removed-from-credit-reports#comments</comments>
		<pubDate>Tue, 24 Jan 2012 11:31:28 +0000</pubDate>
		<dc:creator>Lola Thornton</dc:creator>
				<category><![CDATA[Credit Cards Articles]]></category>
		<category><![CDATA[Credit Card]]></category>
		<category><![CDATA[Credit Reports]]></category>
		<category><![CDATA[Reports]]></category>

		<guid isPermaLink="false">http://101-credit-cards.com/credit-cards-articles/credit-card-charge-offs-can-they-be-removed-from-credit-reports</guid>
		<description><![CDATA[In my last post regarding Charge-offs and Collections, I wrote about how a lot of consumers become confused when they pull their credit reports and find an overdue credit card account reporting twice.  The same debt can’t be listed on your credit reports twice, right? Wrong.  In fact, most credit card accounts that have been charged [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>St George Credit Cards</title>
		<link>http://101-credit-cards.com/credit-cards-advisor/st-george-credit-cards</link>
		<comments>http://101-credit-cards.com/credit-cards-advisor/st-george-credit-cards#comments</comments>
		<pubDate>Tue, 24 Jan 2012 00:28:17 +0000</pubDate>
		<dc:creator>Matilda Sprent</dc:creator>
				<category><![CDATA[Credit Cards Advisor]]></category>
		<category><![CDATA[George]]></category>
		<category><![CDATA[St George]]></category>

		<guid isPermaLink="false">http://101-credit-cards.com/credit-cards-advisor/st-george-credit-cards</guid>
		<description><![CDATA[While banks in general aren’t doing as well as they could for customer satisfaction, St George is showing the others how it’s done, coming top in recent Roy Morgan research. So you know if you pick from the St George portfolio of credit cards you are going to be pretty happy with the service that [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>Is Credit Card Frugality a Thing of the Past?</title>
		<link>http://101-credit-cards.com/credit-cards-articles/is-credit-card-frugality-a-thing-of-the-past</link>
		<comments>http://101-credit-cards.com/credit-cards-articles/is-credit-card-frugality-a-thing-of-the-past#comments</comments>
		<pubDate>Mon, 16 Jan 2012 20:08:01 +0000</pubDate>
		<dc:creator>Lola Thornton</dc:creator>
				<category><![CDATA[Credit Cards Articles]]></category>
		<category><![CDATA[Card]]></category>
		<category><![CDATA[Credit Card]]></category>

		<guid isPermaLink="false">http://101-credit-cards.com/credit-cards-articles/is-credit-card-frugality-a-thing-of-the-past</guid>
		<description><![CDATA[The recession seems to be taking a back seat as more people pull out their credit cards to pay for everyday items. According to The Christian Science Monitor, consumers racked up a total of $64 billion in credit card debt for the year 2011, and January 2012 has already seen an increase in credit card [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What are the tax benefits from offset mortgages?</title>
		<link>http://101-credit-cards.com/credit-cards-articles/what-are-the-tax-benefits-from-offset-mortgages</link>
		<comments>http://101-credit-cards.com/credit-cards-articles/what-are-the-tax-benefits-from-offset-mortgages#comments</comments>
		<pubDate>Fri, 13 Jan 2012 11:40:20 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards Articles]]></category>
		<category><![CDATA[offset mortgage]]></category>

		<guid isPermaLink="false">http://101-credit-cards.com/?p=646</guid>
		<description><![CDATA[Offset mortgages are ideal for those who have a variable income source wherein large sums of money might come in at a single instance followed by a period of lesser income as seen often in the case of self-employed individuals. This offset mortgage system ensures that they have the benefit of adequate amount of money [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Where can I find business credit card offers?</title>
		<link>http://101-credit-cards.com/credit-card-news/where-can-i-find-business-credit-card-offers</link>
		<comments>http://101-credit-cards.com/credit-card-news/where-can-i-find-business-credit-card-offers#comments</comments>
		<pubDate>Thu, 12 Jan 2012 23:10:52 +0000</pubDate>
		<dc:creator>John Freycinet</dc:creator>
				<category><![CDATA[Credit Card News]]></category>
		<category><![CDATA[Card Offers]]></category>
		<category><![CDATA[Credit Card]]></category>
		<category><![CDATA[Credit Card Offers]]></category>
		<category><![CDATA[Offers]]></category>

		<guid isPermaLink="false">http://101-credit-cards.com/credit-card-news/where-can-i-find-business-credit-card-offers</guid>
		<description><![CDATA[Business and personal credit card offers are everywhere! Large envelopes fill your post box while electronic missives creep into your e-mail, despite your best efforts to filter your incoming messages. Every website you visit features pop-up offers for credit, insurance and other financial services. Help is here! Use our credit card chaser tool and rise [...]]]></description>
		<wfw:commentRss>http://101-credit-cards.com/credit-card-news/where-can-i-find-business-credit-card-offers/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>10 Side-Effects of Bad Credit</title>
		<link>http://101-credit-cards.com/credit-cards-advisor/10-side-effects-of-bad-credit</link>
		<comments>http://101-credit-cards.com/credit-cards-advisor/10-side-effects-of-bad-credit#comments</comments>
		<pubDate>Wed, 11 Jan 2012 23:44:57 +0000</pubDate>
		<dc:creator>Matilda Sprent</dc:creator>
				<category><![CDATA[Credit Cards Advisor]]></category>
		<category><![CDATA[10 Sideeffects]]></category>
		<category><![CDATA[Bad]]></category>

		<guid isPermaLink="false">http://101-credit-cards.com/credit-cards-advisor/10-side-effects-of-bad-credit</guid>
		<description><![CDATA[I always laugh at those medication commercials that promise to treat a runny nose, but have a long list of side-effects that are actually worse than the runny nose itself. That&#8217;s how it is with bad credit. Sure, it might feel good to charge up your credit cards and ignore your billing statements, but the [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>January 2012′s Best 0% Balance Transfer Credit Card Offers</title>
		<link>http://101-credit-cards.com/credit-card-news/january-2012%e2%80%b2s-best-0-balance-transfer-credit-card-offers</link>
		<comments>http://101-credit-cards.com/credit-card-news/january-2012%e2%80%b2s-best-0-balance-transfer-credit-card-offers#comments</comments>
		<pubDate>Tue, 10 Jan 2012 18:33:00 +0000</pubDate>
		<dc:creator>John Freycinet</dc:creator>
				<category><![CDATA[Credit Card News]]></category>
		<category><![CDATA[Balance Transfer]]></category>
		<category><![CDATA[Transfer]]></category>

		<guid isPermaLink="false">http://101-credit-cards.com/credit-card-news/january-2012%e2%80%b2s-best-0-balance-transfer-credit-card-offers</guid>
		<description><![CDATA[January typically marks the beginning of balance transfer season for consumers and 2012 looks to be getting off to a good start. Consumers who anticipate needing a significant amount of time to repay their credit cards will find it possible to get a 0% APR balance transfer lasting 21 months, while those who are confident they can [...]]]></description>
		<wfw:commentRss>http://101-credit-cards.com/credit-card-news/january-2012%e2%80%b2s-best-0-balance-transfer-credit-card-offers/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Private Label Cardholders Revolve Their Balances More Often</title>
		<link>http://101-credit-cards.com/credit-cards-advisor/private-label-cardholders-revolve-their-balances-more-often</link>
		<comments>http://101-credit-cards.com/credit-cards-advisor/private-label-cardholders-revolve-their-balances-more-often#comments</comments>
		<pubDate>Sat, 07 Jan 2012 01:51:54 +0000</pubDate>
		<dc:creator>Matilda Sprent</dc:creator>
				<category><![CDATA[Credit Cards Advisor]]></category>
		<category><![CDATA[Balances]]></category>
		<category><![CDATA[Private Label]]></category>

		<guid isPermaLink="false">http://101-credit-cards.com/credit-cards-advisor/private-label-cardholders-revolve-their-balances-more-often</guid>
		<description><![CDATA[Private label cards are issued by retailers to be used at their stores to purchase merchandise. These cards are limited to the places that accept them, and the balances and credit limits are lower than those of bankcards. Because the underwriting criteria are less stringent than bankcards, the risk is higher to the card issuers [...]]]></description>
		<wfw:commentRss>http://101-credit-cards.com/credit-cards-advisor/private-label-cardholders-revolve-their-balances-more-often/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>Ask Creditnet: I’m a Disabled Vet – Who Can Help Me Fix My Credit Problems?</title>
		<link>http://101-credit-cards.com/credit-cards-articles/ask-creditnet-i%e2%80%99m-a-disabled-vet-%e2%80%93-who-can-help-me-fix-my-credit-problems</link>
		<comments>http://101-credit-cards.com/credit-cards-articles/ask-creditnet-i%e2%80%99m-a-disabled-vet-%e2%80%93-who-can-help-me-fix-my-credit-problems#comments</comments>
		<pubDate>Wed, 04 Jan 2012 17:34:13 +0000</pubDate>
		<dc:creator>Lola Thornton</dc:creator>
				<category><![CDATA[Credit Cards Articles]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Disabled Vet]]></category>

		<guid isPermaLink="false">http://101-credit-cards.com/credit-cards-articles/ask-creditnet-i%e2%80%99m-a-disabled-vet-%e2%80%93-who-can-help-me-fix-my-credit-problems</guid>
		<description><![CDATA[Dear Creditnet: I am a disabled veteran who ran into a lot of financial trouble and really messed up my credit reports. Long story short, I basically went crazy and stopped paying my bills because I thought I was going to die every day. Now, my actions just haunt me every day with horrible credit. [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Obama Proposes Initiative for Making Credit Terms Easier to Understand</title>
		<link>http://101-credit-cards.com/credit-cards-advisor/obama-proposes-initiative-for-making-credit-terms-easier-to-understand</link>
		<comments>http://101-credit-cards.com/credit-cards-advisor/obama-proposes-initiative-for-making-credit-terms-easier-to-understand#comments</comments>
		<pubDate>Sun, 01 Jan 2012 07:58:22 +0000</pubDate>
		<dc:creator>Matilda Sprent</dc:creator>
				<category><![CDATA[Credit Cards Advisor]]></category>
		<category><![CDATA[Understand]]></category>

		<guid isPermaLink="false">http://101-credit-cards.com/credit-cards-advisor/obama-proposes-initiative-for-making-credit-terms-easier-to-understand</guid>
		<description><![CDATA[In 2009, a number of improvements were made to credit card statements and agreements in an effort to help consumers better understand their credit card policies.  The 2010 Dodd-Frank law created a federal agency, The Consumer Financial Protection Bureau, for protecting consumers against potentially abusive practices of mortgage lenders and credit card companies.  On Wednesday, [...]]]></description>
		<wfw:commentRss>http://101-credit-cards.com/credit-cards-advisor/obama-proposes-initiative-for-making-credit-terms-easier-to-understand/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Have a Merry Christmas from DirectBanc.com</title>
		<link>http://101-credit-cards.com/credit-cards-articles/have-a-merry-christmas-from-directbanc-com</link>
		<comments>http://101-credit-cards.com/credit-cards-articles/have-a-merry-christmas-from-directbanc-com#comments</comments>
		<pubDate>Fri, 30 Dec 2011 01:45:58 +0000</pubDate>
		<dc:creator>Lola Thornton</dc:creator>
				<category><![CDATA[Credit Cards Articles]]></category>

		<guid isPermaLink="false">http://101-credit-cards.com/credit-cards-articles/have-a-merry-christmas-from-directbanc-com</guid>
		<description><![CDATA[Holiday Greeting Terms of Service Please accept with no obligation, implied or implicit, our best wishes for an environmentally conscious, socially responsible, low stress, non-addictive, gender neutral celebration of the winter solstice holiday, practiced within the most enjoyable traditions of the religious persuasion of your choice, or secular practices of your choice, with respect for [...]]]></description>
		<wfw:commentRss>http://101-credit-cards.com/credit-cards-articles/have-a-merry-christmas-from-directbanc-com/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Repair your credit to get the best out of borrowing money</title>
		<link>http://101-credit-cards.com/credit-cards-advisor/repair-your-credit-to-get-the-best-out-of-borrowing-money</link>
		<comments>http://101-credit-cards.com/credit-cards-advisor/repair-your-credit-to-get-the-best-out-of-borrowing-money#comments</comments>
		<pubDate>Thu, 29 Dec 2011 14:00:05 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Cards Advisor]]></category>
		<category><![CDATA[credit repair]]></category>

		<guid isPermaLink="false">http://101-credit-cards.com/?p=640</guid>
		<description><![CDATA[If you are in debt and are having trouble in paying it back, one of the major consequences that you can face is a drop in your credit score. Usually if you are more than 3 payments late, it gets reported on your credit report. The process of debt settlement also reduces your credit score [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>How Important is Your Credit Card Debt?</title>
		<link>http://101-credit-cards.com/credit-cards-advisor/how-important-is-your-credit-card-debt</link>
		<comments>http://101-credit-cards.com/credit-cards-advisor/how-important-is-your-credit-card-debt#comments</comments>
		<pubDate>Sat, 17 Dec 2011 21:32:23 +0000</pubDate>
		<dc:creator>Matilda Sprent</dc:creator>
				<category><![CDATA[Credit Cards Advisor]]></category>
		<category><![CDATA[Debt]]></category>

		<guid isPermaLink="false">http://101-credit-cards.com/credit-cards-advisor/how-important-is-your-credit-card-debt</guid>
		<description><![CDATA[Do you ever find yourself feeling overwhelmed with debt, having to choose which bills to pay during any given month? It’s not a good position to be in, but it can be a challenge to get out of it. How do you choose what to pay first? Let’s look at how credit card debt might [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Capital One Platinum Prestige Credit Card Review</title>
		<link>http://101-credit-cards.com/credit-cards-articles/capital-one-platinum-prestige-credit-card-review</link>
		<comments>http://101-credit-cards.com/credit-cards-articles/capital-one-platinum-prestige-credit-card-review#comments</comments>
		<pubDate>Wed, 14 Dec 2011 08:07:14 +0000</pubDate>
		<dc:creator>Lola Thornton</dc:creator>
				<category><![CDATA[Credit Cards Articles]]></category>
		<category><![CDATA[Card]]></category>
		<category><![CDATA[Credit Card]]></category>
		<category><![CDATA[Platinum Prestige]]></category>

		<guid isPermaLink="false">http://101-credit-cards.com/credit-cards-articles/capital-one-platinum-prestige-credit-card-review</guid>
		<description><![CDATA[If you’re looking for a rewards credit card, you can stop reading now. The Capital One Platinum Prestige Card has several attractive benefits for cardholders, but a lucrative rewards program is certainly not one of them. What this card offer does provide is low ongoing interest rates coupled with 0% introductory APRs on both purchases [...]]]></description>
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		<slash:comments>0</slash:comments>
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