Credit Cards Articles

Do you want a simple rewards credit card that lets you get savings right now instead of months down the road when you’d built up enough rewards points? Wouldn’t it be great if you could get rewards without paying an annual fee? Now you can! The HSBC credit card gives you that and more.

When you get approved for the HSBC credit card, you’ll get a no annual fee card with reasonable interest rates, savings when you spend, and even a special offer on balance transfers. What’s not to love?

Discover more about the HSBC credit card below to determine if it’s the right card for you. If it is,

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Even if you are in the midst of paying off your credit card debt you may feel as if the process is taking entirely too long. Smart consumers know that the quicker they payoff their credit card debt the more money they will save – thanks to avoiding finance charges. The question is: how can you speed up the payoff process?

1. Send as much money as you can each month. There is nothing wrong with paying the minimum if that is all you can afford. But most people learn early on that they can afford to send more than the minimum. Send as much extra as you can each month, and your credit card debt will quickly begin to diminish.

2. Don’t add more. If

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In his State of the Union 2010 speech, President Barack Obama mentioned student loan relief for college graduates who are struggling to make payments:

“…[L]et’s tell another one million students that when they graduate, they will be required to pay only ten percent of their income on student loans, and all of their debt will be forgiven after twenty years – and forgiven after ten years if they choose a career in public service. Because in the United States of America, no one should go broke because they chose to go to college.”

What he’s talking about is a modification to the Income-Based Repayment program (IBR) that was created in 2007.

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When it comes to the relief efforts in Haiti is looks like Citibank wants to do a little more than just pledge thousand of dollars, but they need your help.

If you’re a Citibank cardholder you can now help the Haiti relief effort by using your Citi credit card to make purchases that accrue reward points. With these reward points, cardholders are now able to give cash through the Citi’s reward program known as the “ThankYou Network”. Sta

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