Surviving in the world...

Surviving in the world of credit cards

Now we, customers, play a game ‘who have a better credit score’. It looks like that having a credit score is a point of pride rather than...

Some necessary researc...

Some necessary researches before getting rewards credit card

You decide to choose a credit card? OK, at first make a research to find the best variant for you. Before you request one of cards, you should be...

Advantages of reward c...

Advantages of reward credit cards

Of course, you think about worth and convenience of using a retail credit card so that when you buy something at this shop and you see something you...

A good credit history ...

A good credit history it’s very easy

Credit cards are convenient and can certainly help you to settle a good credit history, when you are young. And the good credit history is very...

Platinum Verse Black – Which One Would You Choose?

Posted by: Lola Thornton  Posted date: August 27, 2011 in Credit Cards Articles
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Lets face it there are some credit cards that not all of us are going to qualify for whether its because we dont meet the credit requirements or the income requirements. Thats right, there are cards out there that have very strict income requirements and if you dont make enough doe then you wont qualify for the card. Today we are going to take two of the big dogs in the card industry and see how they match up to each other. We will be looking at the Platinum Card® from American Express and the Visa® Black Card. Check out our comparison and see which card you think comes out on top. If you are lucky enough to be a cardholder of one of these cards then drop us a line and let us know how the card works for you.

The Platinum Card® from American Express is a charge card that does not charge interest, but you are required to pay off the balance each month. New card holders can earn 25,000 Membership Rewards(R) bonus points when $1,000 is spent in the first 3 months. Th

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Savings from the Capital One Venture’s No International Fee Feature

Posted by: John Freycinet  Posted date: August 25, 2011 in Credit Card News
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While all Capital One credit cards charge no international transaction fees, the Capital One Venture Card is their stand-out offer, as it provides 2 miles for every dollar spent year round. On a recent trip to the Caribbean, my husband and I brought the Venture card along. The trip turned out to be a little more expensive than we planned, but it could have cost more were it not for the Venture card.

Overall, our international expenses came to $1928 . If we had used American Express Blue Cash Preferred, we would have paid $52.06 in international transaction fees, while earning 1% cash back, bringing our fees less rewards expense to $32.78. If we had used our standard Chase Sapphire card, which unlike Chase Sapphire Preferred charges a 3% fee, our international fee expense would have been $57.84 while our net expense less 1% rewards would have brought the total down to $38.56.

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Tags: Fee No International

Handle the Reporting of Old Debts

Posted by: Matilda Sprent  Posted date: August 24, 2011 in Credit Cards Advisor
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The Fair Credit Reporting Act says that negative information should only appear on your credit report for seven years, or ten years for a bankruptcy. If old information still appears on your credit report it’s probably because something’s gone wrong in the reporting process.

Since negative information can keep you from being approved for credit cards and loans, you should have this outdated information removed. Here are the steps to remove old debts from your credit report. They’re mostly the same as removing any other inaccurate information. So if you’ve disputed something before, getting old debts removed shouldn’t be much trouble.

Tags: Old Old Debts

Fifth Third Bank Introduces Credit/Debit Duo Card

Posted by: Lola Thornton  Posted date: August 24, 2011 in Credit Cards Articles
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Fifth Third Bank has announced the introduction of its Duo Card.

The Duo Card is a combined credit and debit card providing customers the convenience of conducting all card transactions with one plastic. Fifth Third Bank is the first card issuer in the U.S. to offer this dual functionality and the Duo MasterCard cards are now available.

Consumers control the funding source (DDA or line of credit) using the debit and credit buttons on the card reader, effectively entering their PIN for debit or signing for credit.

Tags: Card Duo Card Fifth Third Bank Third Bank

Is there a difference between a Protected Trust Deed and a Scottish Trust Deed?

Posted by: admin  Posted date: August 19, 2011 in Credit Cards Advisor
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If you’re living in Scotland and really struggling to stay on top of your finances, you might have considered insolvency by now. These days, of course, bankruptcy/sequestration isn’t the only kind of insolvency that’s available to people who live ‘north of the border’.

There’s also the Trust Deed – a different kind of insolvency that can help people for whom bankruptcy isn’t the answer – but you might be wondering why you hear different names. You may have heard it called a ‘Scottish Trust Deed’, a ‘Protected Trust Deed’ or simply a ‘Trust Deed’.

Here’s a look at each of those names…

Scottish Trust Deeds
It’s not actually officially called a ‘Scottish Trust Deed’. A Trust Deed can be either ‘protected’ or not – see the following sections for a look at the differences. P

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Tags: Protected Trust Deed

A Guide to the Types of Remortgages

Posted by: admin  Posted date: August 16, 2011 in Credit Card News
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Because there are several types of remortgages that you can choose from today, it is imperative that you understand how they differ from one another. By knowing the features as well as the advantages and disadvantages of each one, you would be able to properly determine which among them would suit your needs the most. To help you get started, read on to learn more about some of the most common types of remortgage loans available.

Fixed Rate Remortgage

This is a remortgage loan which has an interest rate and monthly payment amount that stays the same throughout a specified period. This means that even if the Bank of England interest rate changes, whether up or down, within the period, your interest rate would be unaffected. After the period of the fixed rate, the interest rate of the loan would automatically become the standard variable rate of the lender. Read more…

Tags: remortgages

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