Surviving in the world...

Surviving in the world of credit cards

Now we, customers, play a game ‘who have a better credit score’. It looks like that having a credit score is a point of pride rather than...

Some necessary researc...

Some necessary researches before getting rewards credit card

You decide to choose a credit card? OK, at first make a research to find the best variant for you. Before you request one of cards, you should be...

Advantages of reward c...

Advantages of reward credit cards

Of course, you think about worth and convenience of using a retail credit card so that when you buy something at this shop and you see something you...

A good credit history ...

A good credit history it’s very easy

Credit cards are convenient and can certainly help you to settle a good credit history, when you are young. And the good credit history is very...

As Borders flirts with bankruptcy, it’s time to use their gift cards

Posted by: John Freycinet  Posted date: January 26, 2011 in Credit Cards Articles
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I got a gift card myself for Christmas, and I’m heading to Borders today to use it.

That’s because news leaked out last week that the long-troubled bookseller has hired bankruptcy attorneys to help it sort through its options.

Consumers should do themselves a favor and get to the nearest Borders now to make sure they get full value from their gift cards. While Borders has said it still hopes to evade bankruptcy, I’d get there pronto. The history of retailers honoring gift cards after bankruptcy filing is mixed, and your right to redeem a card is not guaranteed.

In Chapter 11 bankruptcy, companies try to restructure instead of shutting down, and use bankruptcy court to reorganize debts. Those companies tend to keep honoring gift cards to keep their customers loyal.

Even if a retail chain does go Chapter 7 — liquidating and shuttering its stores — the shutdown doesn’t have to happen instantly.

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Tags: Gift Gift Cards

Zero percent balance transfers persist despite CARD Act changes

Posted by: Matilda Sprent  Posted date: January 26, 2011 in Credit Cards Articles
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This holiday season, many consumers expressed their apprehensions about using credit cards for purchases, and a majority followed through on their assertions, switching to cash, debit and checks for their payments.

However, credit card companies have been taking note. As a result, those who compare credit cards could find big savings this year, and even options with more than one wallet-friendly incentive.

After the passage of the Credit Card Accountability, Responsibility and Disclosure Act of 2009, many industry experts expected zero percent introductory offers to disappear. This is because some consumers would use the cards for introductory benefits and then discard them once normal interest rates took over.

Despite this prediction, issuers have unveiled a host of zero percent offers for those whose credit scores are up to par. This includes zero percent introductory rates on balance transfers and/or purchases. Read more…

Tags: Card Card Act

Washington Nationals Credit Card

Posted by: John Freycinet  Posted date: January 25, 2011 in Credit Cards Articles
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The Washington Nationals Credit Card is a fantastic choice for the true Washington Nationals fan. This is one of the Major League Baseball sports credit cards that can be customized with the name and logo of your favorite pro baseball team.

Credit cards that let the cardholder make a statement about something that is important to him or her are becoming increasingly popular. For sports fans, they are in huge demand. That’s why every professional sports organization offers a credit card for its supporters. Compare your credit card choices online, now!

Choosing a credit card is about much more than simply the image on the front of the card. Before you take out your next credit card, familiarize yourself with the terms, conditions and rewards of the card. Compare it with a variety of others so you know what is out there. Know the criteria you are looking for in your next credit card before you even start to look for it. P

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Tags: Card Credit Card Nationals Credit Nationals Credit Card

Top 10 Credit Cards for Students

Posted by: Lola Thornton  Posted date: January 22, 2011 in Credit Cards Articles
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We’ve all heard the horror stories. In fact, you’re sure to know a handful of friends or relatives who’ve racked up an eye-popping amount of credit card debt while in school, and now they’re paying dearly for it.

As a college student, you may be feeling as though you don’t want to get involved with credit cards at all. And while there’s a good case to be made for avoiding credit cards at a time in your life when you might be especially tempted to rack up debt, there are also many advantages to using credit cards wisely during the college years.

If you’re responsible with your credit card by paying off the balance in full and on time each month, then you’ll be able to quickly build a great credit history before you even get out of school.  Then, when the time comes soon after graduation to secure a mortgage for a home, an auto loan, or student loans for a graduate education, you’ll be leaps and bounds ahead of your peers who simply chose to ignore their credit.

To help you in your search for the perfect card, here are my top 10 credit cards offers for students:

1. Citi Forward Card Read more…

Tags: 10 Credit Credit

30,000 Bonus Points with Marriott Rewards Premier Card From Chase

Posted by: Matilda Sprent  Posted date: January 19, 2011 in Credit Cards Articles
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It isn’t easy for rewards credit cards to stand out in today’s crowded field. The Marriott Rewards Premier Credit Card from Chase, though, is doing what it can. Here’s an example: Consumers will earn 30,000 bonus rewards points when they make their first purchases with this card.

Cardholders can redeem the points they earn with this card toward stays at Marriott hotels across the country, airline miles and other goods and services. And the 30,000 bonus points is just one way to earn points with this card. Consumers will also earn five rewards points for every dollar that they charge at Marriott locations and two points for every dollar that they charge for airfare, dining and rental cars. Finally, cardholders earn one point for every dollar that they charge for all other purchases.

The 30,000 bonus points are certainly an attractive offer. But the Marriott Rewards Premier card also offers 15,000 more bonus points for cardholders who redeem for a seven-night stay at a Marriott location.

Can consumers expect to see more offers such as this? That’

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Tags: Chase Marriott Rewards Marriott Rewards Premier Rewards Premier

Valley National Bank Credit Card

Posted by: John Freycinet  Posted date: January 17, 2011 in Credit Cards Articles
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Valley National Bank is a name used by several regional banks in the U.S., including the well-known New Jersey subsidiary of Valley National Bancorp. Another regional bank bearing the same name is located in New Mexico and will be discussed in this review. Find other online credit card offers now!

Valley National bank of New Jersey offers three consumer credit cards which can be applied for online, or in person at a local Valley National Bank branch. Consumers have the following three options: the Classic Visa/MasterCard, the non-variable-rate Gold MasterCard, and the variable rate Gold MasterCard.

Customers of New Mexico’s Valley National Bank can choose between Classic Visa, Platinum Visa, and Gold MasterCard credit cards. All three options provide for similar terms and conditions and can be applied for by visiting a local bank location. T

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Tags: Bank National Bank Valley National Valley National Bank

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