Surviving in the world...

Surviving in the world of credit cards

Now we, customers, play a game ‘who have a better credit score’. It looks like that having a credit score is a point of pride rather than...

Some necessary researc...

Some necessary researches before getting rewards credit card

You decide to choose a credit card? OK, at first make a research to find the best variant for you. Before you request one of cards, you should be...

Advantages of reward c...

Advantages of reward credit cards

Of course, you think about worth and convenience of using a retail credit card so that when you buy something at this shop and you see something you...

A good credit history ...

A good credit history it’s very easy

Credit cards are convenient and can certainly help you to settle a good credit history, when you are young. And the good credit history is very...

Visa says its software now catches more illegal credit card activity

Posted by: Matilda Sprent  Posted date: January 10, 2011 in Credit Cards Articles
0

Consumers who are actively comparing credit card offers and are concerned about fraud and identity theft may want to look closely at Visa. The credit card issuer says it may be able to provide their customers more protection than other companies.

Visa, which is the world’s largest electronic payment network, said it put in place increased protections for consumers during the 2010 holiday season.

The company says it upgraded its systems so that developers could catch more fraud, National Public Radio reports.

These updated analytics included putting a greater emphasis on the speed of consumer transactions, the time purchases were conducted and the distance between stores where payments were conducted.

Visa’s head of global risk products, Nancy Hilgers, says earlier programs were not able to analyze as much data, and in some cases, were limited to only one or two elements. Read more…

Tags: Card Credit Card

Americans Having a Tougher Time Paying Back Loans

Posted by: Lola Thornton  Posted date: January 08, 2011 in Credit Cards Articles
0

Paying back loans was a struggle for many American consumers in 2010, according to a new report from the American Bankers Association (ABA). The report, released on Tuesday, revealed the overall loan delinquency rate jumped in the third quarter. This was the second straight quarter to see increases.

Loan Delinquency Rate Jumps to 3.01 Percent

The ABA revealed the overall loan delinquency rate increased from 3.00 percent in the second quarter of 2010 to 3.01 percent in the third quarter. The association defines a delinquency as a payment that is at least 30 days overdue.

Some of the loans included in the overall delinquency percentage included those taken out for car financing, HELOC and credit cards.

According to the report, delinquency rates for auto loans provided by a bank increased from 1.67 to 1.74, representing the largest increase among loan types.

Read more…

Tags: Back Loans Loans Paying Back Paying Back Loans

Smart and Safe

Posted by: admin  Posted date: January 05, 2011 in Credit Cards Articles
0

A credit card should be more than just a source of funds. It’s features should be intuitive, safe, accessible and convenient. You should always rest assured that your credit and account are protected, and that you are receiving the best possible benefits and support. Many cards make promises that they can’t keep, which is why you should always look for the following characteristics in a credit card.

First, compare the credit cards with 0 interest, and see which one has the features you’re looking for. Fraud protection is a key point, one in which you should hold in high priority. Peace of mind is priceless, and having adequate support when your account has been tampered with is essential. Another point to consider is a repayment method that is more than just a minimum monthly payment on your balance. A responsible debt repayment program that features a hierarchy for high interest can help you keep your finances in order. Read more…

Tags: Credit cards

Get the Most Out of Capital One’s No Hassle Points Program

Posted by: Matilda Sprent  Posted date: January 03, 2011 in Credit Cards Articles
0

The “No Hassle Points” program is one of three of Capital One’s credit card rewards program. It really is true to its name, in that it is one of the most simple rewards cards programs out there. It may not be the most profitable; every $1 you spend on your Capital One card is worth one point. There are some opportunities to earn bonus points (up to 10X for every dollar you spend with your Capital One card), by shopping through the Capital One store or by shopping at select retailers who offer bonus rewards. In some cases, you must activate the offer through the Rewards portal before you can earn in-store bonus points.

On the plus side, you don’t have to keep track of spending categories or spend a certain amount of money each month before you start earning bonus points. It really is a simple program.

How You Can Earn Points

Earn points by shopping with your Capital One No Hassle Points credit card, and earn bonus points when shop through Capital One’s store, Perk Central, where you’ll find bonus points offers of up to 10X for every dollar spent from popular online retailers like the Apple Store, Gap.com and 1-800-Flowers. Comparing t

Read more…

Tags: Hassle Points No Hassle No Hassle Points Program

TD Bank Cash Rewards Credit Card

Posted by: John Freycinet  Posted date: January 02, 2011 in Credit Cards Articles
0

TD Bank has executive offices in Portland, Maine and offers traditional banking along with credit card services. The TD Bank Cash Rewards credit card is a Visa card that is accepted worldwide.

Facilities are located in 13 states. In addition to personal banking TD Bank offers products and services to small businesses and commercial industries. Compare online credit cards now!

The Visa credit card offered by TD Bank is just like any other Visa credit card. It includes all of the Visa safety features and benefits as defined below.

Visa Benefits of the TD Bank Cash Rewards Credit Card

Since the TD Bank Cash Rewards Credit Card is a Visa card it comes with all of Visa’s benefits. Features include emergency card replacement and emergency cash when needed. You also get zero liability fraud protection.

If you travel or need to rent a car, Visa credit cards cover you for auto rental collision damage waiver. I

Read more…

Tags: Card Credit Card Rewards Credit Rewards Credit Card

5 Credit Card New Year’s Resolutions

Posted by: Lola Thornton  Posted date: January 01, 2011 in Credit Cards Articles
0

It’s that time of year again: the time to buckle down and – for real, this time – conquer any credit conundrums plaguing your personal finances.

No matter the quality of your credit score, there is always room for improvement. Once the new year hits, dedicate yourself to a future of great credit and great financial rewards. Here’s how.

If you have bad credit

Work to eliminate credit card debt.
Depending on the amount of credit card debt you have, this may take more than a year. But, like a healthy diet, a slow and steady lifestyle change is the best way to overcome poor spending habits. January 1st marks the first day of a new, healthier credit history.

How:

  • Start paying more than your minimum balance every month. Even just 25 cents a day (under 8 dollars a month) in addition to any minimum payments can slice years and lots of dollars off your total payments.
  • Cut down on your credit card spending. Leave t

Read more…

Tags: Credit Credit Card

Page 37 of 69« First...102030«3536373839»405060...Last »