Surviving in the world...

Surviving in the world of credit cards

Now we, customers, play a game ‘who have a better credit score’. It looks like that having a credit score is a point of pride rather than...

Some necessary researc...

Some necessary researches before getting rewards credit card

You decide to choose a credit card? OK, at first make a research to find the best variant for you. Before you request one of cards, you should be...

Advantages of reward c...

Advantages of reward credit cards

Of course, you think about worth and convenience of using a retail credit card so that when you buy something at this shop and you see something you...

A good credit history ...

A good credit history it’s very easy

Credit cards are convenient and can certainly help you to settle a good credit history, when you are young. And the good credit history is very...

What are Corporate Financial Advisors

Posted by: admin  Posted date: December 09, 2011 in Credit Card News
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A corporate financial advisor is simply a big name for a financial advisor at a corporate level, who specialises in financial services at a corporation level which could include analysis of company mergers and acquisitions, offering services involving litigation and valuation of property as well as finding resources of company capital and many others. As the name suggests, the services that are provided by corporate wealth advisors often time require large amounts of investment, as opposed to personal investments.

Unlike hiring a personal advisor which is often optional, most companies would definitely employ the full-time services of an in-house financial advisor or outsource the task to an external firm due to four main needs: services for sellers, buyers, capital sourcing, as well as, strategic value or exit planning. Read more…

Tags: Corporate Financial Advisors

Southwest Airlines Rapid Rewards® Plus Credit Card Review

Posted by: John Freycinet  Posted date: December 06, 2011 in Credit Card News
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Chase’s Southwest Airlines Rapid Rewards Plus credit card has undergone a number of makeovers during the past year. The latest rendition of the Southwest credit card provides applicants with a very respectable 25,000 Rapid Rewards point sign up bonus worth slightly more than $400 in Wanna Get Away Fares as well as all the standard reward features consumers have come to expect from airline credit cards.

Approved applicants who make a single purchase obtain the aforementioned 25,000 Rapid Rewards point bonus. The points have a value of 1.7 cents each when used for Wanna Get Away fares and can thus be used to purchase a round-trip flight comprised of two one way $200 tickets. Given that it is often possible to get Wanna Get Away fares for as low as $50, these points could theoretically be enough for four flights.

Apart from the sign-up bonus, card-members earn 2 Rapid Rewards points for every dollar spent on Southwest Airlines purchases in addition to rewards earned from flying. G

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Tags: Airlines Rapid Card Credit Card Southwest Airlines Rapid

Making Fast Cash the Easy Way

Posted by: admin  Posted date: December 06, 2011 in Credit Card News
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Fast cash, we all want it the question is how do we get it? One way would be to take part in market research. Choose the right ones to take part in and you can actually be paid for your opinions on products and services. Doing online surveys and actually getting paid for them can be an easy way to make quick cash, you’ll have to be prepared to do a lot of them and reach a minimum payment before you can access the cash but once you find your groove you will easily be doing this.

The way to get fast cash quicker with this route is to find the best surveys to take part in. Look for the ones that offer more pay and are from reputable companies, and be truthful in your answers. This will get your survey responses more respected by companies and could lead to you being able to make even more money from these methods.

Other ways to make fast cash can be to take small jobs. Even if it’s cleaning somebody’s house for them, if it pays then it’s a way to make cash quickly and fairly easily. Don’t Read more…

Tags: quick cash

A Random Walk through the Christmas Season

Posted by: Lola Thornton  Posted date: December 04, 2011 in Credit Cards Articles
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I’ve always been a Norman Rockwell Christmas traditionalist. I guess that explains my deep compassion for Clark Griswold, the befuddled patriarch in the movie, Christmas Vacation, when he defiantly clings to Christmas Past as the Christmas Present threatens his precious traditions.

As a kid, I knew it was a special time when the fresh smell of evergreen filled the room and the air was thick with anticipation. The merriment was true and pure, and the Christmas spirit came from within.   It’s getting more difficult to recapture that childhood joy, but unlike Griswold, I’m not going to kill myself trying to recreate it. Rather, I’ve learned to find new joy in some of the absurdities that spring from the Christmas Present. Follow me

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Tags: Christmas Christmas Season

NYC Credit Card Theft Ring Raises Questions About Safe Use of Cards When Dining Out

Posted by: John Freycinet  Posted date: December 01, 2011 in Credit Card News
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Recent headlines proclaimed news that a ring of criminals bilked restaurant customers of at least a million dollars in a sophisticated fraud scheme. Unlike similar identity theft crimes, the targets were not the unsuspecting, elderly whose naïveté make them vulnerable, but members of the upper echelon of society, those often regarded by the average Joe as somewhat untouchable.

The culprits operated out of posh New York City restaurants, and, using handheld skimmers, were able to steal credit card information from clientele who carry the country’s most prestigious and most exclusive credit cards such as the American Express Centurion Card®. The information was then transferred to a computer and used to create bogus credit cards, which were eventually used to purchase high-end, luxury items that the criminals sold on eBay®.

Reactions to the story have ranged from the cavalier indifference of the younger set who tend to believe in their invulnerability to the fear-filled questions of those who are both less comfortable and less familiar with the technology of our computer age. “If t

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Tags: Ring Ring Raises

Changes in FICO Score Distributions Over the Past 5 Years

Posted by: Matilda Sprent  Posted date: November 28, 2011 in Credit Cards Advisor
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Prior to recession

Comparing the score distributions from 2005 and 2008, there was an increase in the lowest or most risky score ranges (300 to 499) and the highest score ranges or least risky (800 to 850).  This occurs when the economy declines, which coincides with 2008 as the beginning of the recession. Most of the other score ranges decreased, and the largest decrease was the 650 to 699 score range decreasing by -.8 percent or approximately 1.6 million consumers.“In our experience, movement toward both tails of the distribution curve is typical during economic downturns,” said Rachel Bell, a director of FICO Labs. “At the top end of the score range, the upward shift likely was due to efforts by mainstream consumers to protect their finances by paying down revolving debt, postponing new purchases that would require financing, and similar actions. Such behavior tends to improve consumers’ credit risk and push their FICO Scores higher. At the l

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Tags: Score Score Distributions