Surviving in the world...

Surviving in the world of credit cards

Now we, customers, play a game ‘who have a better credit score’. It looks like that having a credit score is a point of pride rather than...

Some necessary researc...

Some necessary researches before getting rewards credit card

You decide to choose a credit card? OK, at first make a research to find the best variant for you. Before you request one of cards, you should be...

Advantages of reward c...

Advantages of reward credit cards

Of course, you think about worth and convenience of using a retail credit card so that when you buy something at this shop and you see something you...

A good credit history ...

A good credit history it’s very easy

Credit cards are convenient and can certainly help you to settle a good credit history, when you are young. And the good credit history is very...

To Pin or Not to Pin

Posted by: Lola Thornton  Posted date: November 27, 2011 in Credit Cards Articles
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If life takes Visa, and Mastercard covers everything except those priceless moments money can’t buy, then all I need to enjoy my trip overseas is my credit card, right?

Not necessarily, as some Americans have found during trips abroad over the past few years by getting stuck in train stations or embarrassed in restaurants and shops when their credit cards are declined. This can happen even when travelers take the recommended precautions, like making sure their accounts are in good standing and contacting their card issuer before the trip to make sure fraud detection safeguards aren’t activated by the first overseas purchase.

The main reason for these unfortunate mixups has to do with differences in the card manufacturing technology used in the United States versus parts of Europe. You might remember a lot of buzz about “smart card technology” some years back. Smart c

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US Debt Crisis: What the Media Doesn’t Want Us to Know Will Hurt Us

Posted by: Lola Thornton  Posted date: November 25, 2011 in Credit Cards Articles
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It’s almost uncanny how this all works. The violence and debauchery of the misguided and self-indulgent Occupy movement has peaked just in time to draw all of the media attention away from the biggest problem both the 99% and the 1% face in the immediate future. Headlines of OWS miscreants terrorizing school children and throwing acid at police officers managed to push the headlines of the shameful and dangerous debt milestone – U.S. DEBT PASSES $15 TRILLION – to the inside pages. Just a

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Tags: Media Media Doesn’t

Unbiased detailed credit report available free of cost

Posted by: admin  Posted date: November 23, 2011 in Credit Cards Articles
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A merged credit report has a big role to play in denial and approval of one’s loan application. Prior to approving one’s loan applications, lenders of the loan verify and analyze one’s detailed credit report to adjudicate one’s credit worthiness. If they find one’s credit and scores satisfactory then only one’s application is sanctioned or else it is rejected. Therefore, it is significant to get “my credit report” if one is interested to seek for loans. However, the good news is that the same is obtainable free of cost and anybody can apply for the same.

Mainly three agencies issue the “my free credit report” in respect of one and they are Experian, TansUnion and Equifax. The information off Read more…

Tags: Credit Report

Arapahoe Credit Union Visa Platinum Card

Posted by: John Freycinet  Posted date: November 22, 2011 in Credit Card News
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If you are looking for a low interest credit card, then you don’t need to look any further than your local credit union. Credit Unions are an excellent source for credit and loans everywhere in the country. If you are a member of the Arapahoe Credit Union in Centennial, CO, then you can choose the Visa Platinum Card for your low interest card choice.

Compare credit cards online right now with the free credit card chaser tool!

Before you hop online to apply for this card, there are two things that you might want to know. The first thing is that you must be a member of the Arapahoe Credit Union to apply for this card. The second thing is that you won’t see credit unions like this one ranked on the JDPower.com 2011 Credit Card Satisfaction Study, because credit unions aren’t owned by a specific company or group.

Arapahoe Credit Union Visa Platinum Card Overview

This credit card is a rewards credit card. The p

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Tags: Card Credit Union

Aggressive Cash Back Credit Card Deals for the 2011 Holiday Season

Posted by: Matilda Sprent  Posted date: November 22, 2011 in Credit Cards Advisor
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With more people in search of savings and deals for the 2011 holiday shopping season, credit card issuers are offering more aggressive cash back programs and increased rewards points earnings in an effort to entice customers to use their credit card over the competition.

American Express

Shopping from specific brands including Apple and Target during Cyber Week of November 21st to November 30th will allow American Express cardholders to earn five times the normal rewards points.

Amazon Rewards Card

Buying digital downloads from Amazon.com on your Amazon rewards card between November 15th and December 31st offers additional rewards points to cardholders.

Discover Card

Cash back Discover card members will earn 5% to 10% additional cash back when shopping specific retailers on Discovers ShopDiscover website during the holiday season.

Retailer-Specific Credit Cards

Customers should be prepared for credit card offers in the checkout lines when cashing out at many retailers like Gap, Macys and Best Buy.  The holiday season is when retail credit cards are promoted – with many offering additional savings on your current purchase just for signing up for a card when you pay for your items.

The instant savings on your holiday purchase may be substantial, but keep in mind interest rates on retailer-specific credit cards are almost always about 10 percentage points higher than a traditional credit card, and will negate any rewards or cash back you earn if you dont pay your credit card bill in full each time the statement arrives.  You can also only use the card at the retailer that issued it, so unless you shop at the store frequently, it may not be useful to apply for a retailer-specific credit card, no matter how great the promotional offer is!

Tags: 2011 Holiday Aggressive Cash Back Credit Card Season

Discover More Card Offers $150 Holiday Bonus

Posted by: Lola Thornton  Posted date: November 19, 2011 in Credit Cards Articles
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I reviewed the Citi Diamond Preferred Card last week because they’re running a special holiday promotion that offers $200 cash back after you spend $500 online during the first 3 months.  While this a great sign-up bonus, I personally wouldn’t use the card for anything more than scoring a free $200 on Cyber Monday.

Beyond the $200 cash back, it doesn’t offer any rewards program and is really more of a balance transfer credit card due to its long 0% interest period.  Since I never carry credit card balances and am a self-professed rewards junkie, that makes the card pretty much worthless to me in the long run.  Many of you may feel the same.

If you’re still interested in scoring a sweet holiday bonus but want a credit card you wouldn’t mind using on a more regular basis too, Discover recently let us know that the Discover More Card is now offering new cardholders $150 in cash back bonus after spending $1,000 during the first 3 months.  We’ve been

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Tags: Holiday Holiday Bonus