Surviving in the world...

Surviving in the world of credit cards

Now we, customers, play a game ‘who have a better credit score’. It looks like that having a credit score is a point of pride rather than...

Some necessary researc...

Some necessary researches before getting rewards credit card

You decide to choose a credit card? OK, at first make a research to find the best variant for you. Before you request one of cards, you should be...

Advantages of reward c...

Advantages of reward credit cards

Of course, you think about worth and convenience of using a retail credit card so that when you buy something at this shop and you see something you...

A good credit history ...

A good credit history it’s very easy

Credit cards are convenient and can certainly help you to settle a good credit history, when you are young. And the good credit history is very...

Pros and Cons of Using Credit Cards for Travel

Posted by: Matilda Sprent  Posted date: November 19, 2011 in Credit Cards Advisor
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Many travellers rely on credit cards whenever they take a trip. They can offer convenience and security, but also occasionally higher fees. What matters more to you? Should you use your cards when you travel or turn to cash and travellers’ cheques?

Let’s look at both the pros and cons of using credit cards when you travel, especially if you travel overseas.

Pros

Here are four good reasons to consider using a credit card while travelling.

  • Credit cards offer security with limited liability if they’re lost or stolen. If you carried cash instead and that was stolen, you would lose everything.
  • It’s more convenient to carry a credit card or two with you as you travel around your destination than it is to carry cash.
  • If you use a frequent flyer credit card like the Earth credit card to book your trips, you may be able to earn frequent flyer points towards future travel.
  • Many rewards cards and elite credit cards like the Citibank Clear Platinum card offer free travel insurance that can protect you and help you save money on an independent policy. Book yo

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Tags: Credit cards Travel

Chase Freedom Rewards Cards: Freedom $200 Cash Back Vs. Freedom $100

Posted by: John Freycinet  Posted date: November 14, 2011 in Credit Card News
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It has gotten difficult to watch TV and not see a Chase Freedom rewards card commercial. The recent marketing onslaught, which shows consumers opting for the largest cash back credit card getting pummeled by quarters, is a not so subtle attack on Discover. Nevertheless, it does highlight the key differences between the Chase Freedom card and competing cash back cards that advertise, but fail to deliver in the cash back rewards arena.

The Chase Freedom card’s cash back rewards program is among the best available and Chase backs this up by offering applicants massive sign up bonuses. At present, the Chase Freedom $200 promo is the largest, but there is also a Freedom card with a $100 bonus as well as a third version with a $50 bonus. While the promotional bonuses attached to these offers vary, the underlying Freedom rewards program is the same. Car

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Tags: Cash Back Chase Freedom Rewards Freedom Freedom Rewards

Goldline International: Angry Weiner Screams “I Told You So!”

Posted by: Lola Thornton  Posted date: November 12, 2011 in Credit Cards Articles
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It’s not hard to imagine him standing on his rooftop in Queens, screaming at the top of his lungs to nobody in particular and to anyone who will listen. Like the scrawny little kid taunting the big bullies on the playground, far enough away so they can’t catch him, but near enough to annoy them, Anthony Weiner must be enjoying his little moment of latent revenge on all of those who dared to cast aspersions on him.

  Goldline International, a favorite sponsor of right-wing radio talk show hosts, and the target of his scorn as a “shameful scammer of ordinary citizens”, was finally indicted on 19 criminal charges including fraud and false advertising.

While the indictment of Goldline International won’t make us soon forget Weiner’s Twitter escapades, it should give us pause when we hear those ubiquitous ads ringing “the-end-of-America-as-we-know it” alarms. Weiner’s investi Read more…

How Much Of A Mortgage Can I Afford

Posted by: admin  Posted date: November 12, 2011 in Credit Card News
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How would you like to know how much of a mortgage you can afford? Did you know that most people that get mortgages don’t ever bother to look at this? The problem with getting mortgage and not knowing if you can afford it or not is that you might not be able to and this will mean that you will have to find a way out of it. The problem that most people have is they trust the mortgage company to tell them what they can and can’t afford but the truth is that the mortgage company doesn’t even know.

If you don’t know how much of a mortgage that you can afford then I highly recommend that you use a mortgage calculator to help you figure it out. What you need to do is put in your income minus any expenses that you have and the amount you will need for food, electricity and anything like that. Once you have done this then you can figure out what you can afford. Where most people make the mistake is they think their actual income is what they need to put in. Trust m Read more…

Tags: mortgage

Free Worksheet for Expense Tracking

Posted by: Matilda Sprent  Posted date: November 11, 2011 in Credit Cards Advisor
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Tracking your expenses is an important step in creating a debt plan. It’s a prerequisite to creating a budget and figuring out how much you can afford to put toward debt repayment.

The Expense Tracking Worksheet (color or black and white) has a place to record all the details about your daily spending. At the end of one month, add up your spending and decide whether it’s where you’d like to be. For helpful tips on tracking your spending, read How to Use Expense Tracking to Pay Off Debt.

Tags: Tracking

An Introduction to All-Round Credit Cards

Posted by: admin  Posted date: November 10, 2011 in Credit Cards Articles
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Many people think credit cards are something of an either/or situation: you can either find credit cards ideal for balance transfers, or credit cards with a decent interest free period for purchases.

However, it is possible to get a card that offers the best of both worlds in many ways – the all-round credit card. This is a popular and useful type of card that gives the people who use it an introductory interest free period on any balance transfers they might make. It also offers a period of interest free purchases, which means it appeals to a wide range of people.

In terms of the length of the introductory offer, you can often get up to 16 months as part of your balance transfer period, and around 6 months for interest free purchases. A Read more…

Tags: credit cards for balance transfers