Many travellers rely on credit cards whenever they take a trip. They can offer convenience and security, but also occasionally higher fees. What matters more to you? Should you use your cards when you travel or turn to cash and travellers’ cheques?
Let’s look at both the pros and cons of using credit cards when you travel, especially if you travel overseas.
Pros
Here are four good reasons to consider using a credit card while travelling.
- Credit cards offer security with limited liability if they’re lost or stolen. If you carried cash instead and that was stolen, you would lose everything.
- It’s more convenient to carry a credit card or two with you as you travel around your destination than it is to carry cash.
- If you use a frequent flyer credit card like the Earth credit card to book your trips, you may be able to earn frequent flyer points towards future travel.
- Many rewards cards and elite credit cards like the Citibank Clear Platinum card offer free travel insurance that can protect you and help you save money on an independent policy. Book yo
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