Surviving in the world...

Surviving in the world of credit cards

Now we, customers, play a game ‘who have a better credit score’. It looks like that having a credit score is a point of pride rather than...

Some necessary researc...

Some necessary researches before getting rewards credit card

You decide to choose a credit card? OK, at first make a research to find the best variant for you. Before you request one of cards, you should be...

Advantages of reward c...

Advantages of reward credit cards

Of course, you think about worth and convenience of using a retail credit card so that when you buy something at this shop and you see something you...

A good credit history ...

A good credit history it’s very easy

Credit cards are convenient and can certainly help you to settle a good credit history, when you are young. And the good credit history is very...

Bank Transfer Day: Over 77,000 Strong

Posted by: Lola Thornton  Posted date: November 05, 2011 in Credit Cards Articles
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Tomorrow, Nov. 5th, is Bank Transfer Day.  I honestly didn’t realize how large a movement this was until I checked out their Facebook page today.

Not only do they have over 40,000 likes, but over 77,000 people have indicated they plan on participating in the event by moving all their money from for-profit banking institutions to not-for-profit local credit unions by tomorrow. That’s a big number!  Credit Union executives must be drooling all over themselves.

So will this movement really affect the big national banks? Sure, they’ll notice the hype, but it’s not like this will bring Bank of America or Wells Fargo to their feet.  Hundreds of thousands of Americans have already been moving their money over the last few months as anger over new debit card and checking account fees stirred the pot.  Meanwhile,

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Tags: Bank Transfer Bank Transfer Day Day Transfer Day

Survey Reveals That 40% Were Co-Signers

Posted by: Matilda Sprent  Posted date: November 04, 2011 in Credit Cards Advisor
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First what is a co-signer?  A co-signer guarantees the payment of the credit card or loan debt, if the primary borrower responsible for paying does not.  In addition, the account information and payment history is reported on the credit reports of both the primary borrower and the co-signer.

Survey Highlights

Forty percent of the responders had co-signed for a loan or line of credit for someone.   Almost 20 percent of the 18 to 24 year old age group had co-signed for someone, and 28 percent of the responders in age group 45 to 64 had co-signed for someone.  About 30 percent had someone co-sign for them for a loan or line of credit.  Almost 30 percent of the responders in the age group 18 to 24 did not know that both the borrower and co-signer were responsible for paying the credit bills, mortgages, car loans or rent.

I am surprised that 20 percent of the 18 to 24 year old age group co-signed for others. This is a population that is just building credit. Obvio

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Tioga State Bank Visa Signature Card

Posted by: John Freycinet  Posted date: October 31, 2011 in Credit Card News
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The Tioga State Bank Visa Signature card is just one of several credit cards offered by this long-standing bank. This bank offers a variety of Visa credit cards to its customers, which are accepted most everywhere in the world. You can apply for your Tioga State Bank Visa by using this website.

To compare credit cards today simply use the credit card chaser provided for you here to get started.

Tioga State Bank is a financially strong bank that was formed by two separate banks owned by two New York businessmen. They took the bank to new heights when they combined them. It now has assets that total over $360 million, and a headquarters in Spencer, NY.

Recognized among the many airlines credit cards, the Tioga State Bank Visa Signature card is a good card to have for travel. You can earn a roundtrip ticket to anywhere every time you reach 25,000 points.

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Tags: Card Signature Card Visa Signature Visa Signature Card

Southwest Credit Card 2 Free Flights – An Offer Too Good to Pass Up

Posted by: Lola Thornton  Posted date: October 29, 2011 in Credit Cards Articles
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The Southwest credit card 2 Free Flights is an offer too good to pass up!! At a time when most travel rewards credit cards are tightening the reins on their mileage programs, one is bucking the trend by making it ridiculously easy to earn free flights. For a limited time, the Southwest Rapid Rewards Plus Card, issued by Chase, is literally giving away two free flights, with no black out conditions, for simply making an initial purchase on the card. That’s not a misprint – two free airline tickets for any destination with no blackout dates just for making a purchase! Happy times are here again – at least for awhile.

This offer gets better when you add in free baggage check, unlimited reward seats and no point expiration. Think

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Tags: Credit Card Free Flights Pass Southwest Credit Card

Orchard Bank Classic MasterCards

Posted by: Matilda Sprent  Posted date: October 25, 2011 in Credit Cards Advisor
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Orchard Bank has four cards that are geared toward people who have bad credit. Three of them are unsecured credit cards and one is a secured card, a type of card that requires you to make a cash deposit to “secure” the credit limit. The bank has a unique qualifying process that lets you know which card you qualify for without doing a hard check on your credit.

When you fill out the pre-qualification form, Orchard Bank lets you know which credit card you qualify for: the Platinum, Gold, or Classic card. Then, you can review the card’s terms and conditions and decide whether you want to proceed with the application. If you don’t qualify for any of these unsecured credit cards, you’ll be given the option to apply for a secured credit card with Orchard Bank.

Orchard Bank Card Comparison

The Orchard Bank Platinum MasterCard has an annual fee between $19 and $59, a purchase APR of 14.9% or 19.9% and penalty APR of 29.49%. The exact

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Tags: Bank Orchard Bank

How to use balance transfer credit cards?

Posted by: John Freycinet  Posted date: October 23, 2011 in Credit Card News
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Whenever you open your email, you find many emails regarding various promotional offers and advertisements. These advertisements also sell you credit cards. Are you planning to buy one? If yes, then consider balance transfer credit cards. These cards offer various types of advantages and benefits to consumers. As the name refers, this plastic money enables you to transfer the balance of one card into another one. It implies that you can easily help your friend and relative by sending funds in their credit card.

Since balance transfer credit cards contain affordable interest rate and APR, many people use them to reduce or eliminate existing debt. Yes, by transferring expensive debt into low interest credit cards, you can easily save lot of money and repay the debt easily as well. To avail such offers, consumers can logon to internet and can checkout the available cheapest deal. Now days, everything is available online.

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Tags: Cards Credit cards