Posts Tagged With 'Card'

Hills Bank and Trust Company Visa Classic Credit Card

Posted by: John Freycinet  Posted date: February 04, 2012 in Credit Card News
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The Hills Bank and Trust Company Visa Classic credit card was a standard credit card with no rewards or cash back program. It is no longer offered by HBTC, though the bank and trust company does offer an alternative.

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HBTC Visa Classic Replacement

Although the Visa Classic from HBTC is no longer offered, cardholders who already had one before it was discontinued may still maintain the account with no changes if they wish. Hills Bank and Trust now offers the Visa Platinum instead.

As an HBTC Visa Platinum cardholder, youll still receive the personal service youve come to expect from a community bank.

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Tags: Card Classic Credit Classic Credit Card Credit Card

Review: The American Airlines AAdvantage Credit Card from Citi

Posted by: John Freycinet  Posted date: January 27, 2012 in Credit Card News
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When most people consider a travel rewards credit card they immediately think of one that earns frequent flier miles. Their next thought is often about the difficulty they will have booking award flights at the lowest mileage levels.

Sadly, most airlines have made it almost impossible to find multiple award seats to popular destinations anywhere near the peak season. Fortunately, members of American Airline’s AAdavantage frequent flyer program still have a reasonable chance of redeeming their miles for the flights they want. Via the Citi Platinum Select AAdvantage World MasterCard, American Airlines travelers can earn the miles they need to fulfill their award travel aspirations.

New Citi AAdvantage credit card applicants will earn 30,000 miles after making $750 worth of purchases within the first four months of opening an account. C

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Tags: Card Credit Card

Is Credit Card Frugality a Thing of the Past?

Posted by: Lola Thornton  Posted date: January 16, 2012 in Credit Cards Articles
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The recession seems to be taking a back seat as more people pull out their credit cards to pay for everyday items. According to The Christian Science Monitor, consumers racked up a total of $64 billion in credit card debt for the year 2011, and January 2012 has already seen an increase in credit card use.

January normally means a return to less spending, trimming your budget, and putting off big purchases, but more consumers are throwing caution to the wind when it comes to credit card spending. In fact, the payment processing company First Data reports that people are using their credit cards at rates not seen since the pre-recession era.

What has spurred this rise in credit card spending?

Banks have cancelled or severely cut back on their debit card rewards programs, and have even suffered a backlash when they instituted debit card fees.

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Tags: Card Credit Card

Capital One Platinum Prestige Credit Card Review

Posted by: Lola Thornton  Posted date: December 14, 2011 in Credit Cards Articles
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If you’re looking for a rewards credit card, you can stop reading now. The Capital One Platinum Prestige Card has several attractive benefits for cardholders, but a lucrative rewards program is certainly not one of them.

What this card offer does provide is low ongoing interest rates coupled with 0% introductory APRs on both purchases and balance transfers for 14 months. That makes it one of the best low interest credit cards on the market for people with good to excellent credit. 

  1. No annual fee
  2. 0% interest rate on purchases and balance transfers for 14 months
  3. Low ongoing interest rates of 10.9%, 14.9%, or 18.9% depending upon your credit level
  4. No foreign transaction fees
  5. MasterCard Platinum benefits include 24-hour travel and roadside assistance, extended warranties, travel insurance, and auto rental insurance

The absence of a rewards program makes this a less appealing card offer for consumers who never carry balances and only want a credit card to earn miles, cash back, or other rewards. If

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Tags: Card Credit Card Platinum Prestige

Southwest Airlines Rapid Rewards® Plus Credit Card Review

Posted by: John Freycinet  Posted date: December 06, 2011 in Credit Card News
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Chase’s Southwest Airlines Rapid Rewards Plus credit card has undergone a number of makeovers during the past year. The latest rendition of the Southwest credit card provides applicants with a very respectable 25,000 Rapid Rewards point sign up bonus worth slightly more than $400 in Wanna Get Away Fares as well as all the standard reward features consumers have come to expect from airline credit cards.

Approved applicants who make a single purchase obtain the aforementioned 25,000 Rapid Rewards point bonus. The points have a value of 1.7 cents each when used for Wanna Get Away fares and can thus be used to purchase a round-trip flight comprised of two one way $200 tickets. Given that it is often possible to get Wanna Get Away fares for as low as $50, these points could theoretically be enough for four flights.

Apart from the sign-up bonus, card-members earn 2 Rapid Rewards points for every dollar spent on Southwest Airlines purchases in addition to rewards earned from flying. G

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Tags: Airlines Rapid Card Credit Card Southwest Airlines Rapid

Arapahoe Credit Union Visa Platinum Card

Posted by: John Freycinet  Posted date: November 22, 2011 in Credit Card News
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If you are looking for a low interest credit card, then you don’t need to look any further than your local credit union. Credit Unions are an excellent source for credit and loans everywhere in the country. If you are a member of the Arapahoe Credit Union in Centennial, CO, then you can choose the Visa Platinum Card for your low interest card choice.

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Before you hop online to apply for this card, there are two things that you might want to know. The first thing is that you must be a member of the Arapahoe Credit Union to apply for this card. The second thing is that you won’t see credit unions like this one ranked on the JDPower.com 2011 Credit Card Satisfaction Study, because credit unions aren’t owned by a specific company or group.

Arapahoe Credit Union Visa Platinum Card Overview

This credit card is a rewards credit card. The p

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Tags: Card Credit Union